Consumer Loan Underwriter Job at Financial Staffing Resources, Ltd., Irving, TX

b2l0UUJ5ZXVYeDlsdUl2MnRZUlVtRThLL1E9PQ==
  • Financial Staffing Resources, Ltd.
  • Irving, TX

Job Description



FSR is a leading provider of premier talent for credit unions (Direct -Hire) specifically recruiting for the credit union industry. Our experienced placement professionals have an unparalleled understanding of our client’s business culture and candidate expectations. We expertly match our candidates talent to our clients need for any all staff levels within the credit union organization, from teller to CEO we can make it happen for you.

Job Description



We’re seeking a detail-oriented and analytical Consumer Loan Underwriter to join our lending team. This role is responsible for evaluating and underwriting consumer loan applications to ensure sound credit decisions that align with the credit union’s lending policies, risk tolerance, and member service standards. The ideal candidate brings solid consumer underwriting experience, sound judgment, and a strong commitment to delivering exceptional member experiences.

Key Responsibilities

  • Analyze, evaluate, and underwrite a full range of consumer loans, including auto, unsecured, credit card, and home equity.

  • Ensure compliance with all internal policies, lending procedures, and regulatory requirements.

  • Review and verify credit reports, income documentation, collateral values, and debt ratios to assess creditworthiness.

  • Communicate loan decisions promptly and clearly with branch and lending staff, providing guidance on structuring and documentation as needed.

  • Collaborate with lending and member service teams to deliver efficient, member-focused solutions.

  • Assist in the development and improvement of underwriting processes and workflow efficiency.

  • Support loan portfolio quality and risk management initiatives

Qualifications

  • Minimum of 3 years of consumer lending or underwriting experience in a financial institution required. This is NOT a mortgage lending role.

  • Some business lending experience is a plus.

  • Strong understanding of credit analysis, loan structuring, and risk assessment.

  • Working knowledge of consumer lending regulations (Reg B, Reg Z, Fair Lending, etc.).

  • Excellent analytical, decision-making, and communication skills.

  • Proficiency with lending and core processing system platforms preferred.

  • High school diploma or equivalent required .

Additional Information



What We Offer:

  • A supportive and collaborative work environment

  • Opportunities for professional growth and development

  • Competitive compensation and benefits package

  • The chance to make a meaningful impact in the communities we serve

Job Tags

Full time,

Similar Jobs

Compass Group

MAINTENANCE TECHNICIAN (PLUMBING) (FULL TIME) Job at Compass Group

 ...We are hiring immediately for a full time MAINTENANCE TECHNICIAN (PLUMBING) position. Location : TAMU W Texas - 2401 Russell Long Boulevard, Canyon, TX 79016. (Openings at other locations within school district available) Note: online applications accepted... 

Fiserv

Berkeley Heights, New Jersey Job at Fiserv

 ...Calling all innovators - find your future at Fiserv. We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants and consumers to one another millions... 

Northbound Search

Executive Assistant to Investment Team Job at Northbound Search

 ...We are supporting a leading private equity firm in their search for a polished Executive Assistant to partner with their Investment team. This position provides meaningful exposure to a highly visible, investor-facing function and requires an individual who can operate... 

Enterprise Medical Recruiting

Davidson County, TN - Outpatient Allergy/Immunology Opportunity w/Partnership Job at Enterprise Medical Recruiting

We are currently scheduling interviews with a physician-owned practice in Nashville, TN, that is looking to add another Allergist to its team of board-certified allergists. Practice Information ~100% Outpatient Allergy practice with a state-of-the-art office and...

Nannies of St James

LOS ANGELES + travel: Live-in Nanny (G3.5 years & 9-month baby) Job at Nannies of St James

A fantastic opportunity for a Norland (or formally-trained) Nanny to join a warm, welcoming family based in sunny Los Angeles.~Position...  ...-old baby.~Start date: Flexible~Location: Los Angeles with travel (both domestic and international)~Accommodation: Own bedroom...